About Ruahine Finance Mortgage Broker
A Mortgage Broker Who Understands the Journey
We’re a Melbourne based Mortgage Broker created to help people feel confident about one of life’s biggest financial steps – buying a home. Our name comes from the Ruahine Ranges in New Zealand, a reminder of where we come from and the strength it takes to start fresh.
Meet Daiman McIntyre – Mortgage Broker at Ruahine Finance
Finance isn’t just numbers on a screen, it’s people, families, and futures.
Daiman brings years of experience across industries and countries, from tourism and transport to banking and finance.
Growing up in small-town New Zealand and working throughout the UK and Australia has given him a practical understanding of how real people earn, plan, and live.
That insight helps him communicate your story clearly to lenders, so your application is seen for what it really is.
Mortgage Advice Guided by Experience & Understanding
Daiman’s career combines on-the-ground experience with formal study, a Finance Degree focused on Risk, Law and Investing, alongside specialist studies in mortgage broking.
This background means he understands how different income types, jobs, and personal circumstances can impact borrowing, and how to structure a loan that supports your goals now and in the future.
Daiman‘s professional experience includes:
- Years of experience in the banking industry
- A Finance degree focused on risk management, law, and investing
- Specialist studies in finance broking
- Hands-on experience across tourism, hospitality, transport, and logistics
This unique mix of knowledge and real-world perspective allows Daiman to understand different income structures and occupations, insight that’s often crucial when presenting applications to lenders.
Mission
To guide clients toward finance solutions that fit their lives, empowering them to make decisions that build stability today and confidence for tomorrow.
Vision
To see every borrower (from first-home buyers to retirees) feel informed, supported, and in control of their financial future.
Values
Honesty shapes everything we do, with transparent advice and professional recommendations you can trust. We equip clients with the clarity they need to make informed choices.
Mortgage Broker vs Banks – What’s the Difference?
When deciding between an independent mortgage broker and a bank, it’s essential to understand the differences.
Banks can only offer their own loan products, while a mortgage broker compares options from multiple lenders.
At Ruahine Finance, we work for you (not the bank) helping you find a loan structure that’s suitable for your situation and flexible for the years ahead.
- Personalised lending strategies
- Loan structures that adapt to changing life stages
- Built-in buffers to prepare for the future
- Risk-aware, practical recommendations
- Collaboration with your accountant or financial adviser where needed
The Mortgage Broker Melbourne Residents Trust
When Melbourne borrowers, and Kiwis new to Australia, need guidance they can trust, they turn to Ruahine Finance.
We serve clients across Victoria and New Zealand, providing clear explanations, regular updates, and support that continues well beyond settlement.
We proudly serve clients not only in Melbourne but across Australia and New Zealand, providing expert finance advice and tailored solutions, no matter where you are.
Our Process – Simple, Personal, Transparent
01.
Start the Conversation
We’ll talk through your goals, circumstances, and what you want from your next step, so we understand your situation..
02.
Build The Plan
We structure a loan suited to your lifestyle, whether you’re renovating, refinancing, or planning for retirement.
03.
Stay Supported
We remain available after settlement for reviews, questions, and future plans, so you’re not left hanging.
Get The Right Advice & Guidance
Work with a mortgage broker who understands your story and is committed to helping you reach your goals with clarity and confidence.