Ruahine Finance | Mortgage Broker Melbourne
Guiding You to the Right Home Loan
We’re more than just a Melbourne based Mortgage Broker, we guide clients across Australia and New Zealand with the right tools and advice to help you reach your finance goals.
The Melbourne Mortgage Broker Australian & New Zealand Residents Trust
Navigating the home loan process can feel like a steep climb, but with the right guide, the path becomes manageable.
At Ruahine Finance, we combine local lending knowledge with a Kiwi perspective to help you make confident, informed choices about your finance options.
Your Mortgage Broker For Personalised Advice & Hassle Free Loans

Professional Guidance for the Loan That Fits
Receive straightforward, professional mortgage guidance to help find a suitable loan structure for your goals.

Home Loans Tailored to Your Journey
Your circumstances, income, and future plans are unique, so your loan should be too. We’ll help shape a loan structure that supports your lifestyle.

Car Loans
Need vehicle finance? We’ll compare options and guide you through a smooth, transparent process, matching your goals and budget.
Why Choose Ruahine Finance As Your Mortagage Broker?
We provide mortgage support wherever life takes you — from Melbourne’s suburbs to expats settling in from New Zealand.
Customised Financial Solutions
Access to a Wide Range of Lenders & Products
Support Beyond Loan Approval
Negotiation Power
Save Time & Stress
Professional Guidance & Personalised Advice
How a Mortgage Broker Works for You
Unlike banks, a mortgage broker works for you, not the lenders.
With access to a wide panel of options and a commitment to transparent advice, we’ll help you find a loan structure that fits your goals and long-term plans.
Over 30 Lenders To Choose From
We work with a wide variety of lenders, some you may know and others you may not have heard of, many of which offer lower fees and rates than you might expect. Our network includes specialist lenders who cater to unique needs, such as self-employed borrowers or those with less-than-perfect credit.
Additionally, we have access to lenders who are ideal for older borrowers, providing more affordable financing options for downsizing or purchasing a home in preparation for retirement – with the goal of paying off the loan before retiring. This diverse range of options ensures we can find a solution tailored to your individual circumstances and goals.
From Our Clients...
Posted on Gene HTrustindex verifies that the original source of the review is Google. Daiman really worked hard to help us get our home loan. He began by helping us get things in order around 18 months before we actually needed the finance. I can't thank him enough for the help and advice over this time.Posted on Jenna DTrustindex verifies that the original source of the review is Google. Daiman was extremely patient and persistent with us during our very long road to secure a home loan. We didn't have the best credit rating so he guided us financially to put us in the best position for our home loan. It took us 12 months, and we learnt alot about finances along the way, but it was well worth the wait to be in the position we are now... all thanks to Daiman we are now on track for a positive financial future.Posted on Robyn OTrustindex verifies that the original source of the review is Google. Even though we live in the eastern suburbs, Daiman came to see us in our home, he couldn't have been more helpful and it wasn't an easy transition of loans. Everything was settled with a lovely surprise at the end!
Your Guide to Finding
the Right Loan
Begin your home loan journey with confidence by downloading our free, comprehensive guide, designed to help you navigate the complexities of finding the perfect loan. This resource is packed with practical tips, expert insights, and step-by-step guidance tailored to your unique financial goals.
If you’re buying your first home, refinancing, or investing, our guide will help you to make informed decisions and avoid common pitfalls. It’s your road map to help you climb the financial mountain with ease.
Download your free guide today and take the first step toward achieving your homeownership dreams.
Let’s Start Your Home Loan Journey
Take the next step toward your goals with a mortgage broker who listens, explains, and guides. Book your free consultation today and discover finance that fits your life.